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Credit Reporting Problems
Consumer Fraud
Unlawful Debt Collection
For information on post-bankruptcy credit reporting problems, click here.
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Consumer law is a field of the law that encompasses many different types of cases, including credit reporting problems, auto dealer fraud, unlawful debt collection practices, and other disputes with merchants. The unifying feature of consumer law is a recognition by Congress and the Oregon Legislature that consumers are entitled to the benefits afforded by special consumer protection statutes, such as the federal Fair Credit Reporting Act, and the Oregon Unlawful Trade Practices Act.
These statutes serve a two-fold purpose: first to fully compensate consumers for any losses incurred as a result of conduct which violates the law; and second, as a regulatory mechanism, by imposing civil sanctions on merchants that refuse to comply with the law -- a principle referred to as the "private attorney general." These objectives are met by statutes which provide for the recovery of out-of-pocket losses, attorneys fees, and, in appropriate cases, punitive damages.
Baxter & Baxter is a family law firm with a simple philosophy of advocacy. Our attorneys have the experience and skills to act as competent and strident advocates for our clients. We are committed to representing only consumers, and we avoid potential conflicts of interest by not representing businesses.
We offer a free initial consultation and evening and weekend appointments, in order to accomodate our clients. Click here for contact information.
Baxter & Baxter, LLP, is able to represent consumers in credit reporting cases and unlawful debt collection cases in Oregon, in Baker County, Benton County, County, Clatsop County, Columbia County, Coos County, Crook County, Curry County, Deschutes County, Douglas County, Gilliam County, Grant County, Harney County, Hood River County, Jackson County, Jefferson County, Josephine County, Klamath County, Lake County, Lane County, Lincoln County, Linn County, Malheur County, Marion County, Morrow County, Multnomah County, Polk County, Sherman County, Tillamook County, Umatilla County, Union County, Wallowa County, Wasco County, Washington County, Wheeler County, Yamhill County.
Baxter & Baxter, LLP, is able to represent consumers in credit reporting cases and unlawful debt collection cases in Oregon, in Adair Village, Adams, Adel, Adrian, Agate Beach, Agness, Albany, Algoma, Alicel, Allegany, Aloha, Alpine, Alsea, Alvadore, Amity, Andrews, Antelope, Applegate, Arlington, Arock, Ash, Ashland, Ashwood, Astoria, Athena, Aumsville, Aurora, Austin, Azalea, Baker City, Bandon, Banks, Barlow, Barview, Bay City, Beatty, Beaver, Beavercreek, Beaverton, Belknap Springs, Bellevue, Bend, Biggs, Bingham Springs, Birkenfeld, Blachly, Black Rock, Blalock, Blodgett, Blue River, Bly, Boardman, Bonanza, Bonneville, Boring, Boyd, Breitenbush, Bridal Veil, Bridge, Bridgeport, Brighton, Brightwood, Broadbent, Brogan, Brookings, Brooks, Brothers, Brownsmead, Brownsville, Burns, Burnt Woods, Butte Falls, Buxton, Camas Valley, Camp Sherman, Canby, Cannon Beach, Canyon City, Canyonville, Carlton, Carpenterville, Carver, Cascade Locks, Cascadia, Cave Junction, Cayuse, Cecil, Cedar Hills, Cedar Mill, Celilo Village, Central Point, Champoeg, Charleston, Chemult, Cherry Grove, Cherryville, Cheshire, Chiloquin, Christmas Valley, Clackamas, Clatskanie, Cloverdale, Coburg, Colton, Columbia City, Condon, Coos Bay, Copperfield, Corbett, Coquille, Cornelius, Corvallis, Cottage Grove, Cove, Crabtree, Crane, Crawfordsville, Crescent, Creswell, Crow, Culp Creek, Culver, Curtin, Cushman, Dairy, Dallas, The Dalles, Damascus, Danner, Days Creek, Dayton, Dayville, Deadwood, Dee, Deer Island, Denmark, Depoe Bay, Detroit, Dexter, Diamond Lake, Dillard, Dilley, Disston, Donald, Dorena, Drain, Drew, Drewsey, Dufur, Dundee, Dunes City, Dunthorpe, Durham, Durkee, Eagle Creek, Eagle Point, Echo, Eddyville, Elgin, Elk City, Elkton, Elmira, Elsie, Enterprise, Estacada, Eugene, Fairview, Fall Creek, Falls City, Fields, Flora, Florence, Forest Grove, Fort Klamath, Fort Rock, Fossil, Foster, Fox, Frenchglen, Friend, Gales Creek, Gardiner, Garibaldi, Gaston, Gates, Gearhart, Gervais, Gibbon, Gilchrist, Gladstone, Glenada, Glendale, Gleneden Beach, Glenwood, Glide, Goble, Gold Beach, Gold Hill, Goshen, Government Camp, Grand Ronde, Granite, Grants Pass, Grass Valley, Gravelford, Greenhorn, Gresham, Haines, Halfway, Halsey, Hamilton, Hamlet, Hampton, Happy Valley, Harbor, Hardman, Harlan, Harper, Harrisburg, Hebo, Helix, Helvetia, Heppner, Hereford, Hermiston, Hillsboro, Hines, Holland, Holley, Homestead, Hood River, Horton, Hoskins, Hot Lake, Hubbard, Huntington, Idanha, Idleyld Park, Imbler, Imnaha, Independence, Ione, Ironside, Irrigon, Island City, Jacksonville, Jamieson, Jasper, Jefferson, Jewell, John Day, Johnson City, Jordan, Jordan Valley, Joseph, Junction City, Juntura, Kamela, Keasey, Keizer, Keno, Kent, Kerby, Kernville, Kimberly, King City, Kings Valley, Kinton, Klamath Agency, Klamath Falls, Knappa, La Grande, La Pine, Lacomb, Lafayette, Lake Oswego, Lakecreek, Lakeside, Lakeview, Langlois, Laurelwood, Lawen, Leaburg, Lebanon, Lexington, Lincoln Beach, Lincoln City, Lime, Lonerock, Long Creek, Lookingglass, Lorane, Lostine, Lowell, Lyons, Mabel, Madras, Malin, Manning, Manzanita, Mapleton, Marcola, Marion, Marquam, Maupin, Mayger, Mayville, Maywood Park, McCredie Springs, McDermitt, McKenzie Bridge, McMinnville, McNary, Meacham, Medford, Medical Springs, Mehama, Merlin, Merrill, Metolius, Metzger, Midland, Mikkalo, Mill City, Millersburg, Millican, Milo, Milton-Freewater, Milwaukie, Minam, Minerva, Mission, Mist, Mitchell, Modoc Point, Mohawk, Mohler, Molalla, Monitor, Monmouth, Monroe, Monument, Moro, Mosier, Mount Angel, Mount Hood, Mount Vernon, Mulino, Multnomah Falls, Murphy, Myrtle Creek, Myrtle Point, Necanicum, Nehalem, Nesika Beach, Neskowin, Netarts, New Bridge, New Pine Creek, New Princeton, Newberg, Newport, Nimrod, North Bend, North Plains, North Powder, Norway, Noti, Nyssa, Oak Hills, Oakland, Oakridge, Oatfield, O'Brien, Oceanside, Odell, Olene, Olney, Ontario, Ophir, Oregon City, Orenco, Otis, Otter Rock, Oxbow, Owyhee Dam, Pacific City, Paisley, Parkdale, Paulina, Payette Junction, Pendleton, Perrydale, Philomath, Phoenix, Pilot Rock, Pine, Pine Grove, Pinehurst, Pistol River, Pittsburg, Pleasant Hill, Pleasant Valley, Plush, Pondosa, Portland, Port Orford, Post, Powell Butte, Powers, Prairie City, Pratum, Prescott, Prineville, Progress, Prospect, Provolt, Rainier, Redland, Redmond, Reedsport, Reedville, Remote, Rhododendron, Rice, Rice Hill, Richland, Rickreall, Riddle, Riley, Ritter, Rivergrove, Riverton, Rockaway Beach, Rockcreek, Rogue River, Rome, Rose Lodge, Roseburg, Rowena, Roy, Ruch, Rufus, Saint Benedict, St. Helens, St. Joseph, St. Louis, St. Paul, Salem, Saginaw, Sandy, Scappoose, Scholls, Scio, Scottsburg, Scotts Mills, Seal Rock, Seaside, Selma, Seneca, Shady, Shady Cove, Shaniko, Shedd, Sheridan, Sherwood, Siletz, Siltcoos, Silver Lake, Silverton, Sisters, Sitkum, Sixes, Skipanon, Sodaville, South Beach, Sprague River, Spray, Springbrook, Springfield, Stanfield, Stayton, Sublimity, Sulphur Springs, Summer Lake, Summerville, Sumner, Sumpter, Sunriver, Sutherlin, Svensen, Sweet Home, Swisshome, Takilma, Talent, Tangent, Telocaset, Tenmile, Terrebonne, Tidewater, Tiernan, Tigard, Tillamook, Tiller, Timber, Toledo, Trail, Triangle Lake, Troutdale, Troy, Tualatin, Turner, Twin Rocks, Tygh Valley, Ukiah, Umapine, Umatilla, Umpqua, Union, Unity, Vale, Valley Falls, Valley Junction, Valsetz, Vanport, Veneta, Vernonia, Vida, Waldport, Walker, Wallowa, Walterville, Walton, Wamic, Wankers Corner, Warm Springs, Warren, Warrenton, Wasco, Wauna, Waterloo, Wedderburn, Welches, Wemme, Wendling, Westfall, West Linn, West Stayton, Westfir, Weston, Westport, Wheeler, White City, Whiteson, Whitney, Wilbur, Wilderville, Willamina, Willamette, Williams, Willow Creek, Wilsonville, Winchester, Winchester Bay, Winston, Wolf Creek, Wonder, Wood Village, Woodburn, Worden, Yachats, Yamhill, Yoncalla, Zena, Zigzag
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