Credit Repair Organizations Act

The Credit Repair Organizations Act is a federal statute that protects consumers by regulating credit repair organizations. The text of this statute is provided as general information to the public. It may be amended, revised, or rescinded at any time without notice. This information is not intended to be legal advice. For more information, please see our disclaimer.

15 U.S.C. § 1679f. Noncompliance with 15 USCS §§ 1679 et seq

(a) Consumer waivers invalid. Any waiver by any consumer of any protection provided by or any right of the consumer under this title [15 USCS §§ 1679 et seq.]--
(1) shall be treated as void; and
(2) may not be enforced by any Federal or State court or any other person.

(b) Attempt to obtain waiver. Any attempt by any person to obtain a waiver from any consumer of any protection provided by or any right of the consumer under this title [15 USCS §§ 1679 et seq.] shall be treated as a violation of this title [15 USCS §§ 1679 et seq.].

(c) Contracts not in compliance. Any contract for services which does not comply with the applicable provisions of this title [15 USCS §§ 1679 et seq.]--
(1) shall be treated as void; and
(2) may not be enforced by any Federal or State court or any other person.