Fair Credit Reporting Act

The Fair Credit Reporting Act is a federal statute that protects consumers by regulating the collection, dissemination and use of consumer credit information. The text of this statute is provided as general information to the public. It may be amended, revised, or rescinded at any time without notice. This information is not intended to be legal advice. For more information, please see our disclaimer.

15 U.S.C. § 1681s-1. Information on overdue child support obligations

Notwithstanding any other provision of this title [15 USCS §§ 1681 et seq.], a consumer reporting agency shall include in any consumer report furnished by the agency in accordance with section 604 [15 USCS § 1681b], any information on the failure of the consumer to pay overdue support which--
(1) is provided--
(A) to the consumer reporting agency by a State or local child support enforcement agency; or
(B) to the consumer reporting agency and verified by any local, State, or Federal Government agency; and
(2) antedates the report by 7 years or less.