Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act is a federal statute that protects consumers from unfair or unconscionable collection practices by debt collectors. The text of this statute is provided as general information to the public. It may be amended, revised, or rescinded at any time without notice. This information is not intended to be legal advice. For more information, please see our disclaimer.

15 U.S.C. § 1692o. Exemption for State regulation

The Commission shall by regulation exempt from the requirements of this title [15 USCS §§ 1692 et seq.] any class of debt collection practices within any State if the Commission determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed by this title [15 USCS §§ 1692 et seq.], and that there is adequate provision for enforcement.