Michael’s credit history was merged with his deceased father’s. After Michael’s father had passed away, his father’s credit accounts went delinquent and began to appear as charge off’s and collections on his credit reports. They provided documentation to Trans Union repeatedly, but false accounts continued to appear on their credit reports. As a result of the false credit accounts, they were denied a mortgage and other credit, in spite of otherwise very good credit.

The consumer attorneys of Baxter & Baxter, LLP brought a case in United States District Court under the Fair Credit Reporting Act. The case was resolved in a confidential settlement with Trans Union.

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