This information is provided by the Oregon & Washington consumer lawyers of the Consumer Litigation Group of Baxter & Baxter, LLP. We represent individuals in credit reporting cases, debt collector harassment cases, and other consumer cases. We also represent consumers who have been sued for bills they do not owe. While our attorneys are licensed to practice in Oregon and Washington only, we handle a limited number of cases in other states, co-counseling with local attorneys.
About Consumer Law
Consumer law is a field of the law that encompasses many different types of cases, including credit reporting problems, unlawful debt collection practices, and other disputes with merchants. The unifying feature of consumer law is a recognition by Congress and state legislatures that consumers are entitled to the benefits afforded by special consumer protection statutes, such as the federal Fair Credit Reporting Act.
These statutes serve a two-fold purpose: first to fully compensate consumers for any losses incurred as a result of conduct which violates the law; and second, as a regulatory mechanism, by imposing civil sanctions on merchants that refuse to comply with the law — a principle referred to as the “private attorney general.” These objectives are met by statutes which provide for the recovery of out-of-pocket losses, attorneys fees, and, in appropriate cases, punitive damages.